Karl Gerard Bach
Alaska Appraisal Process Umpires

Present occupation:
Umpire, Appraiser, General Adjuster, Consultant

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	5	Percentage of Appraisals acting as the Umpire:	65 %
Percentage of Appraisals representing the Policyholder as an Appraiser:	18 %	Percentage of Appraisals representing the Insurance Company:	18 %
Percentage of Appraisals acting as an Appraiser:	35 %

Other relevant information:
Karl G. Bach
R.K. Bach & Associates
P.O. Box 2361
Palm City, FL 34991
Tel: 772-215-0324 • Fax: 772-283-7276
Email: rkbachassociates@yahoo.com
Present occupation:
Consultant/Umpire
Experience in insurance appraisals:
Est. No of Appraisals: 1000 +
Percentage for Insured: 17.5%
Percentage for Insurer: 17.5% Percentage as Umpire: 65%
Other relevant information:
I have a thorough understanding of appraisal process and I am aware of the various factors that influence each party’s positions. I have a simple philosophy: It is what it is! I will not split the baby!

Years experience in insurance industry:

Insurance Company:	6	Law Firm (Plaintiff):	0
Public Adjuster:	6	Law Firm (Defense):	0
Independent Adjuster:	6	Other:	4 yrs CGC, 5 yrs Umpire, 5 yrs Consultant, 12 yrs appraisal

Educational degrees / certifications:
Years experience in insurance industry:
Insurance Company: 6 Independent Adjuster: 6 Public Insurance Adjuster: 6 General Contractor: 4
Consultant: 5 Umpire: 5
Educational degrees, professional designation/certificates:
Florida Certified General Contractor (CGC)
Master of Business Administration (MBA), Florida Atlantic University
State Farm Insurance Claims School
Vale National Building Estimating Course
Certified Mold Remediator & Certified Mold Tester
Windstorm Insurance Network Certified Umpire 2005 to Present
Collins Center Approved Umpire
2008 Windstorm Insurance Conference presenter, “Appraisal and Changing Codes”
Windstorm Insurance Network Umpire Certification, 2007
Windstorm Insurance Network Advanced Umpire Certification, 2008
Windstorm Insurance Network Advanced Umpire Certification, 2009
HAAG Certified Residential Roofing Inspector 2009