... Kevin O. Kramer
Ohio Claim Umpire

Years experience in insurance industry:

Insurance Company:	12	Law Firm (Plaintiff):
Public Adjuster:	1	Law Firm (Defense):
Independent Adjuster:	6	Other:	Owner-Training Company: 5 yrs

Profession:
Owner: Adjuster Training Company/Public Adjuster/Umpire

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	12	Percentage of Appraisals acting as the Umpire:
Percentage of Appraisals representing the Policyholder as an Appraiser:		Percentage of Appraisals representing the Insurance Company:	80 %
Percentage of Appraisals acting as an Appraiser:

Resume Highlights:
State Farm Staff National Catastrophe Adjuster (6 years)
Independent Catastrophe Adjuster (6 years)
Worked over 5400 claims in 13 states on numerous types of catastrophic
weather events.
Public Adjuster (Texas)
Texas Dept. of Insurance approved course/CEU provider for
“Two-Story/Steep Rope & Harness”: the only course of it’s kind, developed by
me to train adjusters how to safely navigate steep and high roofs.

Educational degrees / certifications:
B.S., Sam Houston State University, 1988
Adjuster license, 1998
Hold licenses for GA, FL,and OK
Public Adjuster license, Texas, 2009