Mr Kim Smallwood
California Umpire

Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	250	Percentage of Appraisals acting as the Umpire:
Percentage of Appraisals representing the Policyholder as an Appraiser:		Percentage of Appraisals representing the Insurance Company:	100 %
Percentage of Appraisals acting as an Appraiser:

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	10	Other:	15 years as Insurance Broker prior to going full time as IA.