Mr Michael Ruskin
Missouri Appraisal Umpire

Present occupation:
Independent Insurance Adjuster/ Appraiser/Mediator/Umpire

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	700	Percentage of Appraisals acting as the Umpire:	70 %
Percentage of Appraisals representing the Policyholder as an Appraiser:		Percentage of Appraisals representing the Insurance Company:	29 %
Percentage of Appraisals acting as an Appraiser:

Other relevant information:
President of Disaster Pro Consulting, Inc., a full service adjusting company
specializing in insurance damage appraisals and umpire services. We serve
the entire state of Florida.
I have a reputation for integrity and fairness when evaluating losses as an
Appraiser or Umpire. I do not believe in “splitting the baby” but instead award
on the proverbial phrase “it is what it is.” I have 15 years experience as a
restoration contractor and utilize this knowledge to fairly and accurately
evaluate the insurance claim.

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	5	Other:	Insurance restoration: 15 yrs.

Educational degrees / certifications:
Licensed and Insured ALL LINES Insurance Adjuster, 2006
MSM Degree, Management, Walsh College/Robert Morris, 1999
Certified Mold Remediator (CMR) through IAQA, 2004
ASCR Certified Small Business Recovery Planning, 1997
B.A. Degree, Accounting, Michigan State University, 1988
Vale Construction School Graduate, 1994