RDavid Santiago
Ohio Appraisal Umpire

Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	200	Percentage of Appraisals acting as the Umpire:	25 %
Percentage of Appraisals representing the Policyholder as an Appraiser:		Percentage of Appraisals representing the Insurance Company:	50 %
Percentage of Appraisals acting as an Appraiser:

Other relevant information:
Over 25 Years Experience in All Lines Adjusting. Past Director of SIU for a
Commercial Carrier. Licensed in numerous states including Texas, North
Carolina, California, Minnesota and Florida as well as being Flood Certified.
Honered Lifetime Member of the Cambrige Who’s Who, Board Member of
IAUA, Civic Leader and member of the Board of Valencia HOA and active
member at St. Richard Catholic Church.
Prior CAT experience includes Hurricane Andrew, North Ridge Earthquake,
Hurricanes Frances, Georges, Jean, Wilma, Floyd, Charley, Ivan, Katrina
and Ike.
I have developed a reputation of fairness and integrity among my peers as
well as those in the industry including Agents and Public Adjusters. I believe in
“owing what is paid and paying what is owed” and that is the
legacy that I am known for.

Years experience in insurance industry:

Insurance Company:	3	Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	22	Other:

Educational degrees / certifications:
NFIP
University of Puerto Rico, School of Engineering
20 years in the Airline Industry