... Ron Livingstone
Wisconsin Appraisal Process Umpires

Years experience in insurance industry:

Insurance Company:	1	Law Firm (Plaintiff):
Public Adjuster:	36	Law Firm (Defense):
Independent Adjuster:		Other:

Profession:
Property & Income Loss Appraiser/Loss Consultant/Umpire

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	500	Percentage of Appraisals acting as the Umpire:	1 %
Percentage of Appraisals representing the Policyholder as an Appraiser:		Percentage of Appraisals representing the Insurance Company:	98 %
Percentage of Appraisals acting as an Appraiser:

Resume Highlights:
Over 36 years experience in first party property insurance claims. Certified
Expert Federal & Florida State Courts. Majority of appraisals in Florida, both
formal and informal, but also in Alabama, California, Connecticut, Georgia,
North Carolina, South Carolina, New York and the United States Virgin Islands.
Appraisals include both corporate and dwelling losses on fire, storm, collapse,
sinkhole, mold, income and consequential loss insurance claims. Windstorm
Insurance Network Annual Conferences - CE Workshop Panels 2001/2006
Charter Member, and a director for many years of the Florida Association of
Public Insurance Adjusters.

Educational degrees / certifications:
Association of International Accountants, Fellow, 2002, Associate, 1983
Insurance & Corporate Law, Dublin, Ireland, 1975