Wayne L. Stewart
Virginia Insurance Claim Umpire

Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated Number of Appraisals Performed:	22	Percentage of Appraisals acting as the Umpire:	20 %
Percentage of Appraisals representing the Policyholder as an Appraiser:		Percentage of Appraisals representing the Insurance Company:	80 %
Percentage of Appraisals acting as an Appraiser:

Other relevant information:
Participated in over 30 mediations arriving at satisfactory conclusions
to over 80% of them.

Years experience in insurance industry:

Insurance Company:	6	Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	32	Other:

Educational degrees / certifications:
A.A., Business Administration, 1970
Safeco H.O. School, 1st in class, 1971
Numerous CE classes and legal seminars