California Umpire List

Present occupation:
Claims Consultant/Appraiser/Umpire

Experience in insurance appraisals:

Other relevant information:
I have over 25 years of professional experience in estimating and managing
projects for insurance and non-insurance damage repairs, for residential and
commercial properties. This includes general remodeling and renovation and
lead abatement work on city and county projects. My background includes
home inspections and Phase 1 Site assessment. For several years, I have
worked as an Independent Adjuster for adjusting firms and insurance carriers.
In addition to being a n Appraiser and Umpire, I currently serve as a State
licensed & bonded Public Adjuster in Florida and Texas

Years experience in insurance industry:

Educational degrees / certifications:
Public Insurance Adjuster, All Lines, State of Florida, License # E146471
Public Adjuster, All Lines, Texas, License #1535805
Completed National Flood Insurance Program (NFIP)
Independent Adjuster, All Lines, State of Florida, License # E146471
Independent Adjuster All Lines, Texas, License # 1305877
Home Improvement Contractor License, Tennessee, ID # 00004673
Completed course “Lead Abatement for Contractors,” Memphis, TN
Completed course “Performing Home Inspections”
Housing Inspection Foundation, Atlanta, Ga
Completed course “Performing Phase1Environmental Inspection”
Environmental Assessment Association, Atlanta, GA
Member of Florida Association of Public Adjusters

Present occupation:
Property & Income Loss Appraiser/Loss Consultant/Umpire

Experience in insurance appraisals:

Other relevant information:
Over 36 years experience in first party property insurance claims. Certified
Expert Federal & Florida State Courts. Majority of appraisals in Florida, both
formal and informal, but also in Alabama, California, Connecticut, Georgia,
North Carolina, South Carolina, New York and the United States Virgin Islands.
Appraisals include both corporate and dwelling losses on fire, storm, collapse,
sinkhole, mold, income and consequential loss insurance claims. Windstorm
Insurance Network Annual Conferences - CE Workshop Panels 2001/2006
Charter Member, and a director for many years of the Florida Association of
Public Insurance Adjusters.

Years experience in insurance industry:

Educational degrees / certifications:
Association of International Accountants, Fellow, 2002, Associate, 1983
Insurance & Corporate Law, Dublin, Ireland, 1975

Present occupation:
Building Consultant/Appraiser/Umpire

Experience in insurance appraisals:

Other relevant information:
Extensive background in building construction and property damage restoration
services. Responsible for the start up and operation of a restoration firm with
offices located in Florida and North Carolina. Previously served as an expert
witness, appraiser and construction consultant.

Years experience in insurance industry:

Educational degrees / certifications:
Master of Building Construction, University of Florida, 1984
B.S., Building Construction and Contracting, Purdue University, 1979
A.A.S., Building Construction Technology, Wentworth Institute
of Technology, 1977
Florida Certified General Contractor, 1984
American Arbitration Association, Training Workshop, Miami, FL, 1993
American Institute of Constructors, Member, 1979
American Society of Cost Segregation Professionals, 2007
Associated Locksmiths of America, 1975
RIA/ASCR Annual Conference, Savannah, Georgia, 2003
Fire & Life Safety Code Board of Adjustments and Appeals,
Orange County, FL, 1999 - 2008
Florida Department of Financial Services, Instructor for P&C Insurance CE, 2002
North Carolina Dept. of Insurance, Instructor for P&C Insurance CE, 2000
PLRB National Mold Symposium, Charlotte, North Carolina, 2001
SEAK, Inc., National Expert Witness Conference, Hyannis, MA, 2005
Successful Subrogation: A Correspondence Course, 2001
Water Loss Institute Conference, Tampa, Florida, 2002
Windstorm Insurance Network Annual Conference, 2005-2009

Present occupation:
Public Insurance Adjuster/Appraiser/Consultant/Umpire

Experience in insurance appraisals:

Other relevant information:
Over 17 years experience in residential and commercial property losses
including fire, mold, water, windstorm, flood, and business interruption.
Licensed in Florida, Texas, Maryland, North Carolina, South Carolina and
Nebraska. Consultant to Attorneys in several states.

Years experience in insurance industry:

Educational degrees / certifications:
B.B.A. Finance- Florida International University, 1995
A.A. in Business Administration- Miami/Dade Community College, 1988
Certified Mold Technician, 2002
Certified Residential Roofing Inspector, 2007
California Earthquake Accredited, 2007

Present occupation:
Independent Adjuster/Appraiser/Umpire/Expert Witness

Experience in insurance appraisals:

Other relevant information:
Previous experience includes Construction Defect Litigation, Expert Witness
(Indoor Air Quality), Regional Manager Home Improvements, Code
Compliance Manager, Catastrophe Claim File Examiner, Mediation
Representation, Thousands of Property Damage Claims.

Years experience in insurance industry:

Educational degrees / certifications:
Beloit University, 1974
National University School of Law, 1986
Purdue University, Construction Principals and Techniques
Certified Umpire/Appraiser, Windstorm Insurance Network
Accredited Claims Adjuster, Florida, Texas
Licensed All Lines Adjuster, Florida, Texas
Engineering Certified Roofing Inspector, Haag Engineering
NFIP Certified, Earthquake Certified
Evaluation & Assessment of Historic Wood Structures, USDA Forest Products
Labs/UWM, Certified Paralegal
EPA/State Certified Asbestos Inspector, EPA/State Certified Lead Risk Assessor
EPA/State Certified Lead Worker/Supervisor
Board Certified Indoor Air Quality Technician & Inspector, Assessment of Energy
Engineers
Certified Indoor Air Quality Technician, Certified Indoor Environmentalist
Primary Nuclear Airlift Force

Present occupation:
Umpire/Appraiser/General Adjuster

Experience in insurance appraisals:

Other relevant information:
Mr. Middleton has been active in the insurance claims field for over 23 years.
Before founding Elite Claim Services, Inc. in 1999, he was employed for 14
years in the insurance industry. Over the last six years, he participated in 1,500
of appraisals consisted of residential, commercial, condominium and business
income losses with disputes involving the amount of loss reaching twenty million
dollars.
Mr. Middleton’s public speaking includes the Indoor Air Quality Association’s
seminar at Florida Atlantic University in March 2006 and March 2007 and
Windstorm Insurance Conference, “Umpire: What makes us tick” in Tampa,
2007.
Through elections, he was elected as Treasurer of the South Florida Claims
Association in 2009, and elected Vice President of the Insurance Appraisal &
Umpire Association in 2008.

Years experience in insurance industry:

Educational degrees / certifications:
B.B.A, Texas A&M University, 1982
National Association of Fire Investigators, C.F.E.I. Designations, 1999
Advanced Property School-Business Income, 1996
AIC 35, 1995

Present occupation:
General Contractor, Construction Consultant, Appraiser, Umpire

Experience in insurance appraisals:

Other relevant information:
John Minor is a 2nd generation contractor, licensed in 3 states, and a certified
thermographer in building diagnostics. He has been involved in the successful
discharge of many claims as an expert in large loss property claim lawsuits
and disputes over the past fifteen years. His work is throughout the Southeast,
hired both by the plaintiff and defense, for a fair review of the issues at hand.
Mr. Minor has considerable experience in Wind and Flood assignments including
Hurricanes Opal, Bertha, Fran, Ivan, Dennis, Katrina, Gustav and Ike. In
addition, Mr. Minor has worked many large loss fire, builder/manufacturer
liability claims and personal injury lawsuits arising from construction issues.

Educational degrees / certifications:
Florida Certified General Contractor CGC061674
N.C. Unlimited Building Contractor 42065
S.C. General Contractor G113511
N.C. Dept, of Insurance Certified Instructor
University of West Florida: Marketing, 3 years
Xactimate Estimating Software*Expert Training
N.C. Building Code Counsel - Affiant
FLIR ® Infrared Training *Certified Thermographer
Lorman Educational Services *Instructor for courses specializing in Solving
Water Intrusion and Mold Problems; The Proper Restoration of Properties
Damaged by Water and Resulting Mold and Mildew; New Law In Property
Claims.
Windstorm Insurance Network * Instructor 2009 Orlando and Houston - Wind vs Surge
University of Florida - Window/Wall ADR Study 2008-Contributor
Digital Hurricane Symposium -“Creating the Digital Hurricane” - Attendee

Present occupation:
Mediator/Appraiser/Expert Witness/Umpire

Experience in insurance appraisals:

Other relevant information:
I have 45 years experience in the casualty claim field with the past 20 years
specializing in residential and commercial property loss handling. I have attended
many multi week, daily and hour long classes, seminars and schools covering
everything from coverage interpretation, case law, legal liability, construction,
mold, roofing and other specialized areas etc. I have worked in all
phases of catastrophe handling from adjuster in the field to management of
over 100 adjusters with control of losses exceeding several 100 million dollars.
I have been involved in day to day claims as adjuster, supervisor, manager,
director, appraiser, company mediator and umpire. I have a reputation of being
fair to all parties involved in the appraisal process and do my best to get it
right.

Years experience in insurance industry:

Educational degrees / certifications:
B.S., Barry University, 1994
Attended many varied industry conferences, training classes, technical
schools for residential/commercial and auto physical damage claim adjusting.
Past Property Director for East Coast of Florida for major carrier (will not
umpire for that carrier’s losses)

Present occupation:
Appraiser/Consultant/Umpire

Experience in insurance appraisals:

Years experience in insurance industry:

Educational degrees / certifications:
State of Florida All Lines Insurance Adjuster; ACA, Accredited Claims Adjuster,
CIE- Certified Indoor Environmentalist #00190; CIEC, Certified Indoor
Environmental Consultant #0701083-American IAQ Council; EPA-AHERA
asbestos Management Planner-Environmental Protection Agency; EPAAHERA
Project Designer-Enviromental Protection Agency; 40-Hour HAZMAT/
Health & Safety - OSHA; 8-Hour HAZMAT Supervisor/Management- OSHA

Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Other relevant information:
Extensive insurance industry experience. Superior negotiation and people skills.
Eight years experience in fire rescue services. Certified for cause and origin
determination, incident command, code enforcement and safety inspections.

Years experience in insurance industry:

Educational degrees / certifications:
B.S., Finance
Chartered Property Casualty Underwriter, CPCU
Associate in Claims, AIC
NFIP Certified
Associate in Management, AIM
Member, CPCU Suncoast Chapter
Member, FACAP, Florida Advisory Committee on Arson Prevention
Member, South Florida Claims Association
Member, West Coast Claims Association
Chairman, Windstorm Insurance Network Claims Committee, 2008

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