Maine Umpire List

Maine Umpire List

If you live in Maine and have an insurance settlement disagreement, you may uncover that an umpire is needed to settle differences between two appraisers. Whether you are a homeowners policyholder or an insurance company, you may be called upon to seek out a highly-qualified umpire. 

What do umpires do?

In Maine, umpires are pros that act as independent umpires between two insurance claims appraisers that disagree. Maine umpires are often private claim appraisers, insurance attorneys, or public insurance adjusters that have the in-depth insurance industry experience and knowledge required to evaluate the unsettled claim.

For instance, if you live in Maine and feel like an estimate is off base, you might hire your own claim appraiser. Now, what would happen if the two insurance estimators' figures and calculations are noticeably different? They may be able to bargain for a decent agreement. But if the claim appraisers cannot, then that's where an umpire becomes necessary. Efficient insurance umpires comprehend Maine's contracting industry, local and state codes, and associated charges. Look for a Maine umpire who is informed about the insurance issues that mean the most to you.

While the Maine Bureau of Insurance governs insurance carriers, umpires are not generally licensed in any state. While exact umpire licensing is not required by Maine, most umpires hold qualified certificates. For instance, if the umpire is also a public adjuster, then he has met Maine's insurance regulations for that particular profession. Similarly, insurance attorneys must maintain their law licenses.

If you are an insurance policyholder engaged in an insurance negotiation in Maine, hiring an umpire to help the two insurance estimators finalize the claim is a step in the right direction to be certain that you are treated with fairness by your insurer.

This directory of umpires serve Maine policyholders living from Bangor, Maine to Augusta and areas far and wide. These umpires work right here in the 23rd state in the union, and recognize the insurance issues and construction expenses that occur in the Pine Tree State.

Click on Maine for a compilation of umpires representing Maine insureds with all of their insurance claim needs.

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Present occupation:
Insurance Claim Consulting

Experience in insurance appraisals:

Other relevant information:
30 years experience handling small and large residential and commercial losses

Years experience in insurance industry:

Educational degrees / certifications:
Norwich University - Northfield VT
University of South Florida - Tampa FL

RPA - Registered Professional Adj - 1998

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Experience in insurance appraisals:

Other relevant information:
Past President of FAPIA, member of NAPIA, member of Better Business Bureau, Certified Mold Remediator, member of Windstorm Insurance network, member of PCCP

Years experience in insurance industry:

Educational degrees / certifications:
Past President of FAPIA, member of NAPIA, member of Better Business Bureau, Certified Mold Remediator, member of Windstorm Insurance network, member of PCCP

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Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Other relevant information:
I primarily service the states of Florida & Texas, however I am available to serve as Umpire anywhere in the United States.

Years experience in insurance industry:

Educational degrees / certifications:
Prior Certifications include: Certified Indoor Environmentalist (IAQA) Certified Mold Remediator (IAQA) Certified Mold Remediation Supervisor Licensed Florida Public Insurance Adjuster Licensed Texas Public Insurance Adjuster

Present occupation:
Executive General Adjuster

Experience in insurance appraisals:

Other relevant information:
CV available on request

Years experience in insurance industry:

Educational degrees / certifications:
AIC 33,34,35
IIA 21,22
Crawford & Company Advanced Property School

Experience in insurance appraisals:

Years experience in insurance industry:

Present occupation:
General Contractor

Experience in insurance appraisals:

Other relevant information:
I am a General Contractor with 32 years experience. The past 25 years I have specialized in insurance repair work. I have hands on experience in practically all phases of residential and light commercial construction.

Years experience in insurance industry:

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Present occupation:
Independent General Adjuster

Experience in insurance appraisals:

Other relevant information:
Independent general adjuster with residential and commercial experience. I have over 15 years of experience in the insurance claims arena working both sides of the fence. I have an excellent background to help with the appraisal process. I have assisted in over 100 appraisals and have adjusted 1000’s of insurance claims. I am generally selected to do cleanup and re-inspects after the storm and will leave no stone unturned. On the other side I was a general contractor for over 20 years with 10 years of specializing in insurance claims. With my extensive knowledge in construction and adjusting, I have the tools needed to umpire your claim. I will be fair to the insured and the insurance company. My goal is to settle your claim in a fair and prompt manner.

Years experience in insurance industry:

Educational degrees / certifications:
Windstorm Insurance Network Umpire Certification, 2009
TWIA 2008
Licensed Adjuster in: TX, OK, FL, LA, AR, MS, MN, MI, SC, NC, GA. AL
NFIP Flood Certified, Residential and Commercial
Large Loss Specialist
Extensive Experience with Churches

Present occupation:
Insurance Consultant

Experience in insurance appraisals:

Other relevant information:
Insurance professional with over 16 years of experience. Effective communicator with extensive claim negotiation skills.

Years experience in insurance industry:

Educational degrees / certifications:
B.A. Public Administration
University of Louisiana-Lafayette
NFIP Flood Certification

Present occupation:
Public Adjuster, General Contractor /Roofing Contractor

Experience in insurance appraisals:

Other relevant information:
As a General Contractor and Roofing Contractor since 1972 I am well versed in the construction of buildings and houses. I am therefore able to prepare all the necessary estimates and document all damages to real property. I have held General Contractor and Roofing licenses in six states and am still the qualifier for those licenses. I currently hold Certified General Contractor and Certified Roofer licenses in Florida.

Years experience in insurance industry:

Educational degrees / certifications:
Certified General Contractor
Certified Roofing Contractor

Present occupation:
Umpire, Appraiser, General Adjuster, Consultant

Experience in insurance appraisals:

Other relevant information:
Karl G. Bach
R.K. Bach & Associates
P.O. Box 2361
Palm City, FL 34991
Tel: 772-215-0324 • Fax: 772-283-7276
Email: rkbachassociates@yahoo.com
Present occupation:
Consultant/Umpire
Experience in insurance appraisals:
Est. No of Appraisals: 1000 +
Percentage for Insured: 17.5%
Percentage for Insurer: 17.5% Percentage as Umpire: 65%
Other relevant information:
I have a thorough understanding of appraisal process and I am aware of the various factors that influence each party’s positions. I have a simple philosophy: It is what it is! I will not split the baby!

Years experience in insurance industry:

Educational degrees / certifications:
Years experience in insurance industry:
Insurance Company: 6 Independent Adjuster: 6 Public Insurance Adjuster: 6 General Contractor: 4
Consultant: 5 Umpire: 5
Educational degrees, professional designation/certificates:
Florida Certified General Contractor (CGC)
Master of Business Administration (MBA), Florida Atlantic University
State Farm Insurance Claims School
Vale National Building Estimating Course
Certified Mold Remediator & Certified Mold Tester
Windstorm Insurance Network Certified Umpire 2005 to Present
Collins Center Approved Umpire
2008 Windstorm Insurance Conference presenter, “Appraisal and Changing Codes”
Windstorm Insurance Network Umpire Certification, 2007
Windstorm Insurance Network Advanced Umpire Certification, 2008
Windstorm Insurance Network Advanced Umpire Certification, 2009
HAAG Certified Residential Roofing Inspector 2009

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