South Carolina Umpire List
Present occupation:
Insurance Adjuster - Appraiser - Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 12 |
Percentage of Appraisals acting as the Umpire: | 5 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | 60 % |
Percentage of Appraisals representing the Insurance Company: | 40 % |
| Percentage of Appraisals acting as an Appraiser: | 95 % |
| |
Other relevant information:
Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. Joe has been in the property loss business for more than 24-years. His loss experience began as a contractor / builder, which included water and fire damage restoration repair services. After 20-years of insurance restoration estimating and repair experience, Mr. Brennan became a licensed independent insurance claims adjuster. Joe has maintained his IICRC Certification in both Fire and Water Restoration and also maintains active adjuster licenses in 10-states. Throughout his career, he has handled many multi-million dollar losses, both commercial and residential. The amount of combined experience and knowledge of new construction, damage repairs, and insurance claims handling has advanced his ability to act as a Dispute Appraiser and Appraisal Umpire. Mr. Brennan is highly educated with the appraisal process and has acted as an appraiser and umpire on dozens of claims.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | 16 |
Other: | Insurance Restoration Contractor for 20+ years |
Educational degrees / certifications:
Licensed General Contractor for 10-years.
IICRC Certified in Fire & Water Restoration.
NFIP Certified
Certifications from USAA, Nationwide, & Homewise
Present occupation:
Umpire, Appraiser, General Adjuster, Consultant
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 5 |
Percentage of Appraisals acting as the Umpire: | 65 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | 18 % |
Percentage of Appraisals representing the Insurance Company: | 18 % |
| Percentage of Appraisals acting as an Appraiser: | 35 % |
| |
Other relevant information:
Karl G. Bach
R.K. Bach & Associates
P.O. Box 2361
Palm City, FL 34991
Tel: 772-215-0324 • Fax: 772-283-7276
Email: rkbachassociates@yahoo.com
Present occupation:
Consultant/Umpire
Experience in insurance appraisals:
Est. No of Appraisals: 1000 +
Percentage for Insured: 17.5%
Percentage for Insurer: 17.5% Percentage as Umpire: 65%
Other relevant information:
I have a thorough understanding of appraisal process and I am aware of the various factors that influence each party’s positions. I have a simple philosophy: It is what it is! I will not split the baby!
Years experience in insurance industry:
| Insurance Company: | 6 |
Law Firm (Plaintiff): | 0 |
| Public Adjuster: | 6 |
Law Firm (Defense): | 0 |
| Independent Adjuster: | 6 |
Other: | 4 yrs CGC, 5 yrs Umpire, 5 yrs Consultant, 12 yrs appraisal |
Educational degrees / certifications:
Years experience in insurance industry:
Insurance Company: 6 Independent Adjuster: 6 Public Insurance Adjuster: 6 General Contractor: 4
Consultant: 5 Umpire: 5
Educational degrees, professional designation/certificates:
Florida Certified General Contractor (CGC)
Master of Business Administration (MBA), Florida Atlantic University
State Farm Insurance Claims School
Vale National Building Estimating Course
Certified Mold Remediator & Certified Mold Tester
Windstorm Insurance Network Certified Umpire 2005 to Present
Collins Center Approved Umpire
2008 Windstorm Insurance Conference presenter, “Appraisal and Changing Codes”
Windstorm Insurance Network Umpire Certification, 2007
Windstorm Insurance Network Advanced Umpire Certification, 2008
Windstorm Insurance Network Advanced Umpire Certification, 2009
HAAG Certified Residential Roofing Inspector 2009
Present occupation:
Public Insurance Adjuster/Appraiser/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 9 |
Percentage of Appraisals acting as the Umpire: | 33 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 67 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Other relevant information:
Public Insurance Adjuster with construction background as a state of Florida
contractor who has also settled thousands of claims for major insurance companies.
Strengths include knowledge and understanding of policies, endorsements,
building codes, coverage issues, and professional estimates. Code of ethics
dictate that knowledge of policy, scope of covered damages, and an accurate
repair estimate determine the amount of the settlement rather than personal or
professional alliances or opinions.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | 2 |
Law Firm (Defense): | |
| Independent Adjuster: | 10 |
Other: | Florida Contractor: 14 yrs. |
Educational degrees / certifications:
B.A., 1978
Florida Licensed Adjuster, 1997 #A002288
Public Insurance Adjuster, 2007 #A002288
Member of Florida Association of Public Insurance Adjusters, 2007
Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 300 |
Percentage of Appraisals acting as the Umpire: | 1 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 100 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Other relevant information:
Extensive knowledge in residential/commercial construction. Worked as an
estimator for several years with a preferred contractor. Projects included new
construction, restoration, mold/asbestos remediation and contents evaluations.
Strong ability to evaluate a loss and determine a fair, equitable decision.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | 8 |
Other: | General Contractor/Estimator: 9+ yrs. |
Educational degrees / certifications:
B.A. Degree, Business Administration/Finance, California State
University, Fullerton
Present occupation:
General Adjuster/Appraiser/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 150 |
Percentage of Appraisals acting as the Umpire: | |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 100 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Other relevant information:
19 years of experience handling all aspects of commercial, residential
and condominium losses.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | 19 |
Other: | |
Educational degrees / certifications:
All Lines Adjuster
NFIP Certified
AA Degree
Present occupation:
Appraiser/Public Adjuster/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 40 |
Percentage of Appraisals acting as the Umpire: | 20 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 40 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Other relevant information:
Over 40 years collective in all areas of insurance & construction.
Captain and First Engineer RS/V, F/V Bering Sea and Pacific Rim.
Design & build heavy weather commercial vessels.
General Contractor, Heavy Commercial
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | 6 |
Law Firm (Defense): | |
| Independent Adjuster: | 14 |
Other: | Large Loss Consultant: 15 yrs. General Contractor: 29 yrs. |
Educational degrees / certifications:
Business Administration, Western State College, Gunnnison, Colorado
Petroleum & Turbine Technology, KCC Kenai, Alaska
Texas & Florida Adjuster
NFIP Certified
State Farm Certified
Attended and completed numerous seminars and insurance certification courses.
Present occupation:
General Adjuster/Appraiser/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 100 |
Percentage of Appraisals acting as the Umpire: | |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 100 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | 3 |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | |
Educational degrees / certifications:
Bachelor of Business, Finance, Western Illinois University, Macomb, IL., 2006
Present occupation:
Appraiser/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 200 |
Percentage of Appraisals acting as the Umpire: | 20 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 80 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Other relevant information:
Highly efficient bilingual professional with an extensive legal background, a
strategic thinker, exceptional interpersonal skills and the ability to negotiate
complex property issues fairly. Over six years of insurance industry experience
relating to property, vehicle and personal injury. Frequently cited by colleagues
for strong decision making skills, professionalism, fair and consistent results.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | Public Insurance Adjuster: 4 yrs. Plaintiff work (Insurance): 8 yrs. |
Educational degrees / certifications:
University of Miami School of Law, Masters of Law in Real Property
Development (LLM), 2001
St. Thomas School of Law, J.D. Degree, 2000, Dean’s List Spring, 1999
Florida State University, B.S. Degree, 1995
State of Florida Licensed Real Estate Agent and Public Insurance Adjuster
United States Marine Corps, Reserve, Sgt.
Present occupation:
Public Adjuster/Appraiser/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 80 |
Percentage of Appraisals acting as the Umpire: | |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 100 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | 3 |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | |
Educational degrees / certifications:
Miami Dade Community College, Associate of Arts
State of Florida Licensed Public Adjuster
Present occupation:
Appraiser/Expert Testimony/Code Expert/Umpire
Experience in insurance appraisals:
| Estimated Number of Appraisals Performed: | 550 |
Percentage of Appraisals acting as the Umpire: | 25 % |
| Percentage of Appraisals representing the Policyholder as an Appraiser: | |
Percentage of Appraisals representing the Insurance Company: | 50 % |
| Percentage of Appraisals acting as an Appraiser: | |
| |
Other relevant information:
As President and owner of Dash Construction Consultants, Inc., a Florida
licensed general contracting and roofing contractor, I have been overseeing the
rebuilding of hurricane and fire damaged homes since Hurricane Andrew in
1992, as an insurance company contractor and policy holder contractor. I have
served as an Estimator, Expert Witness, and Appraiser for multi-million dollar
losses for the insurance company and the insured, as well as being appointed
as the Umpire. I also represent homeowners for both zoning and building violations
with the local municipalities, as well as perform expert testimony and consulting
services for attorneys, public adjusters, and insurance iompanies. Visit
my website at http://www.dashinfo.com
Years experience in insurance industry:
| Insurance Company: | 5 |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | Insurance Restoration Contractor: 18 yrs. Construction Consultant : 20 yrs. |
Educational degrees / certifications:
Licensed Insurance Agent, Ohio, 1971
Licensed Real Estate Broker, Fl, 1988
President of Dash Construction Consultants, Inc., 1992 to Present
Flood Certification, 2009
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